Fees Payable

In consideration of the issue of a Personalised Card you will pay us £10. We will debit this from the account that relates to the Personalised Card, or if that is not applicable any other of your accounts with us. We will not debit this £10 unless we issue the Personalised Card to you.

If you are offered a reduced fee promotion and take up the offer within the time period specified, you will be charged the reduced fee (you may still be charged the standard fee of £10 initially but, if this happens, the difference between the reduced fee and the standard fee will be refunded in the same statement month or, at latest, in the following statement month).